Going abroad in your retirement years

by the Editor, SeniorInsider | Jun 01, 2011

One of the things that many people look forward to as the age is finally having the chance to travel.  Retirement provides the perfect opportunity to get out there and see the world. You likely have a list of places that you have been wanting to visit for years. However, there are some things that you should know about before getting started to make sure that your trip lives up to all your expectations.  Before you go, you will want to arrange things like packing tips and senior travel insurance. Also don’t forget to look for various senior travel discounts that are available to you.

What is Senior Travel Insurance?

Often the importance of senior travel insurance is overlooked. It can come in extremely handy if anything goes wrong before your trip.  In fact, with senior travel insurance, you can get back the expense of your trip if it is canceled. Many people have had their dream vacation saved by thinking ahead and getting senior travel insurance.

Different Types of Senior Travel Insurance

There are three main types of senior travel insurance. The first is trip cancellation insurance. If you need to cancel your trip due to illness or bad weather, this covers your airfare and anything else you have paid for in advance.

Secondly, emergency medical coverage handles necessary medical care during your trip.  If you need to schedule an emergency return you can also get this covered by this type of senior travel insurance.

The third type of senior travel insurance is 24-hour telephone assistance. If you need emergency help, this is a low-cost way to get medical assistance or other type of immediate help.

Medicare, Medicaid and Senior Travel Insurance

You may be aware that Medicare and Medicaid only cover the costs of treatment and services inside the United States. This means that if you are injured or need care when you are outside the country, you are on your own. However, travel insurance can actually pick up some of these costs if you become sick or need emergency care or treatment on your vacation.

Aside from Senior Travel Insurance, Make Sure You Have the Following Items…

There are a few items that you will want to keep track of at all times. Most importantly, your passport is something that you should carry on you during your trip. Also make sure that you have money and credit cards. In case of emergency, you should never be without a payment option.

Also, if you have prescription medication, make sure that you keep close track of it during your trip. Running out of an essential medication and needing to get your supply replenished during a trip is never easy. Lastly, make sure you always know where your plane tickets and itinerary is. We recommend packing them in a waterproof bag.

Other words of advice for your trip is make sure that you get all necessary vaccinations before you go. You should also travel with a first aid kit. Further, be sure that you know that the food you are eating and water you are drinking is safe.

Additional Points When it Comes to Senior Travel Insurance

Before you choose your senior travel insurance company, there are some a few points that you should look for. First of all, make sure that it covers your entire trip. There should also be a way of getting help 24 hours a day in the case of emergency. You may also want to make sure that your luggage or any lost or stolen items are covered in your senior travel insurance policy.

Don’t Forget to Enjoy Your Trip!

Once you have all your ducks in a row it is time to relax and enjoy your trip. Whether you are going on one of the many senior tours available or you are traveling with your family, it will no doubt be a wonderful experience to see and experience some new places.



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