Real Estate

  • Is a reverse mortgage for seniors for you?

    Dec 14, 2018 | Posted by the Editor, SeniorInsider

    Unfortunately, many senior homeowners have seen large chunks of their retirement disappear, making a reverse mortgage for seniors something they may need to consider.  Of course the shaky economy has hit people from all walks of life, but often seniors on a fixed income who may be unable to find work are hit the hardest. A reverse mortgage for seniors may allow you to meet financial obligations which have arisen such as doctor co-pays and prescription drug costs. The ongoing debate is whether a reverse mortgage for seniors is actually the best option for taking care of financial obligations.

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  • Is deeding my senior home to a family member a good idea?

    Dec 14, 2018 | Posted by the Editor, SeniorInsider

    When it comes to senior home retirement planning issues, most of the elderly want to pass their assets on to their children or heirs. They also want to be able to skirt the legal fees and delays they feel are inherent in probate. Senior home issues can get very complex, and may end up causing family issues when one family member gets upset that you chose another to deed your home to.

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  • The advantages and disadvantages of seniors reverse mortgage

    Dec 14, 2018 | Posted by the Editor, SeniorInsider

    A seniors reverse mortgage can be a huge help for cash-strapped seniors who want to stay in their own homes but are besieged by ever growing expenses. It is believed there are over half a million seniors reverse mortgages out there, a huge increase from 2005, when there were around 100,000. Reverse mortgages first came on the scene in the 1960s, although most seniors were very hesitant to embrace this choice as a retirement planning option until relatively recently.  The top six seniors reverse mortgage markets are now in the entire state of California, New York City, Phoenix, Boston, Denver and Coral Gables, Florida.

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  • Your rights as a homeowner or tenant

    Dec 14, 2018 | Posted by Admin

    Whether they are homeowners or tenants, all seniors at home deserve a certain level of safety and security where they live.  While age can bring the freedom to make new and potentially exciting choices in your life, you want to be sure that whether you are considering buying a new home, moving into a retirement village, or renting an apartment or home that you look carefully at the home before you sign the paperwork.

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